DesignStaminaHypothesis

--By Martin Fowler
This leads to a consequence for Technical Debt. Technical Debt is a fantastic analogy and I use it frequently. But the design payoff line reminds us that taking out a Technical Debt is only worth doing up to a certain point. Not just do we have to consider whether delivered value is greater than the interest payments, we also have to judge whether the delivery is above the payoff line in the first place.